The Dental Plan with a $10,000 Max
AND Implant Coverage — Finally!
Most plans leave you high and dry when major
work is needed. Not this one!
$10,000
Annual Maximum— Up to 10x more than typical plans
Implants
Covered Up to $3,000 a Year
Instant Coverage
No Waiting Period for Major Services
First Day
Preventive Care Begins Immediately
Nationwide Access
Accepted Nationwide via MetLife’s PPO Network
Why a $10,000 Annual Max Matters
Most dental insurance plans cap your coverage at $1,000–$1,500 per year — and once you hit that limit, you pay the rest out of pocket! That’s barely enough for a crown or root canal, let alone multiple procedures.
But with a $10,000 annual maximum from NCD, you get:
☑️ Real protection for real dental work
From crowns and root canals to implants and oral surgery — you’re covered.
☑️ Peace of mind during emergencies
Unexpected dental issues won’t wipe out your savings.
☑️ Freedom to plan multi-stage treatment
Need multiple procedures over time? You’re not stuck rationing your care.
☑️ Annual renewal
Your $10,000 benefit resets every year, so you're protected long-term.
A $10,000 annual maximum doesn’t just sound good — it means you’re finally getting dental insurance that works when it really counts.
The Truth About Implants and
Dental Insurance
Most dental plans don’t cover implants at all. They treat them as “cosmetic” or elective — leaving patients to pay $3,000–$5,000 out of pocket for each one. That’s not protection. That’s a bill!
WHY IS NCD DIFFERENT?
With NCD, you get up to $3,000 per year toward dental implants, included as part of your coverage. No special upgrade. No hidden riders. Just real benefits for real procedures that matter.
Here’s how it works:
Year 1: Implant coverage begins immediately with 10% reimbursement
Year 2: Coverage increases to 50%
Year 3+: You receive 60% coverage, every year
Annual implant allowance: Up to $3,000, built into your $10,000 yearly max
WHY IMPLANTS MATTER:
Implants restore more than your smile—they restore your ability to eat, speak, and live with confidence. But without insurance, one implant can cost over $4,000 out-of-pocket. NCD helps protect your health and your finances, starting from day one.
This is dental insurance that’s designed for the care people actually need.
Why Choose a NCD dental plan?
Higher Annual Coverage Limits
Most dental plans stop at $1,000–$1,500 per year, but NCD offers up to $10,000 in annual dental benefits. That means real protection when you need major dental work like crowns, root canals, or dentures—without running out of coverage halfway through the year.
Implant Coverage Included
Unlike many plans that exclude implants altogether, NCD includes implant coverage up to $3,000 per year. This benefit begins right away with no special riders, making it a powerful option for anyone needing permanent tooth replacement.
Backed by MetLife's PPO Network
With access to MetLife’s nationwide dental network, NCD members enjoy broad provider options and trusted coverage. You get the flexibility to choose from thousands of dentists across the country without sacrificing care or convenience.
Click below to begin entering your information to view dental plan options. Your assigned broker’s name and email are listed in the top right corner if you have any questions during the process.